Nubank uses AI risk acquisition modeling to identify customers more accurately, not to lower underwriting standards
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Better risk modeling enable Nu to responsibly expand credit access while maintaining the quality of the portfolio. Nubank launched with a credit card in Brazil, unlike most digital banks that started with payments or savings and added credit later. “We had to manage credit and manage economic cycles. It was either do that or not […]
The post Nubank uses AI risk acquisition modeling to identify customers more accurately, not to lower underwriting standards appeared first on NOCASH ® de 25 ani.
