Why apps matter: digital banks pass on monetary policy differently

08 May 2026 - 14:00
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Why apps matter: digital banks pass on monetary policy differently

Digitalisation is reshaping how banks pass on monetary policy. Compared with their branch‑based peers, digital banks are faster at adjusting deposit pricing for policy changes, but slower at updating their loan pricing. an article by Katarzyna Budnik – Adviser ECB – Monetary Analysis Division As more people manage their finances on a laptop or smartphone […]

The post Why apps matter: digital banks pass on monetary policy differently appeared first on NOCASH ® de 25 ani.

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