Three hours. One national payments ecosystem. No room for failure. Lessons from Bulgaria’s adoption of the euro on 1 January 2026.
Bulgaria’s euro adoption required a synchronized transformation across banks, PSPs, fintechs, schemes, ATMs, POS networks, and national payment infrastructure — all while live transactions continued to flow. Within the first 48 hours, more than 930,000 transactions were processed, representing nearly €42 million in volume — with ???? ????????? ????????. an article by Maria Vin is […]
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